Tag: debt
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Inflation-Proof Your Budget
We’ve all felt it these last few years. Inflation. It’s becoming one of my least favorite and yet somehow, often used words. I remember when my grocery, all household products, baby products, and eating out budget used to be just $500 for a family of 5. Gone are those days. It seems like everything at…
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The Problem of Waste
Americans waste more than any other country. Americans rank first in global food waste and average credit card debt. In other words, Americans waste so much food and money. But, why? And what can we do about it? Let’s delve deeper into each of these areas! Money Did you know that in total, Americans have…
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Paying off Debt with Intensity
With the inflation in the U.S. going nuts over the past year, it’s no wonder that most Americans are in more debt than ever. Whether you are indebted $500 or $50,000, it can seem like a dark cloud is looming over your head. It can be scary, especially if you have debt collectors calling or…
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18 Ways to Make Some Extra Cash
We’ve all been there! It’s the holidays and we could use some extra funds or a big medical bill just arrived. The car won’t start and it needs repaired or we’ve been putting off a home repair and it just can’t wait any longer. Here are some tried and true ways to make some extra…
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Why we use a Credit Card
There’s a lot of debate in the financial world on the topic of credit cards. Some people are in the camp that any debt is bad debt and should be avoided at all costs. Others understand the perks and potential benefits of having a credit card. While CCs can be a slippery slope for a…
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Budget Categories
Budgeting can seem like such a large task, but don’t be overwhelmed. Here is where it all begins. I personally use 8 overarching categories for our budget and within each one house a few subcategories to keep me organized and motivated: This category comes first on our budget because my husband and I tithe to…
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Budgeting 101
Budgeting tends to get a bad reputation in our world. I have literally had a friend say to me, “I just don’t want to budget right now in my life! It seems too restrictive!” This could not be further from the truth. My husband and I have been doing a monthly budget for 9+ years…