Tag: finance
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Should I invest in a Roth IRA?
There are so many ways to save today that it can be daunting to comprehend which is best for you. Today, I’m going to remove some of the mystery about the Roth IRA. This is something I had never heard of until I married into a family with two CPA parents! A Roth IRA is…
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Investing for Moms
Being a mom can mean a lot of investing in others. Investing in your family will yield extremely high dividends. Although not monetary, this investment is absolutely worth the sacrifices: time, finances, sleep, hobbies, time alone, etc. Moms are super heroes in my book and absolutely lay it all on the line for the sake…
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18 Ways to Make Some Extra Cash
We’ve all been there! It’s the holidays and we could use some extra funds or a big medical bill just arrived. The car won’t start and it needs repaired or we’ve been putting off a home repair and it just can’t wait any longer. Here are some tried and true ways to make some extra…
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Why we use a Credit Card
There’s a lot of debate in the financial world on the topic of credit cards. Some people are in the camp that any debt is bad debt and should be avoided at all costs. Others understand the perks and potential benefits of having a credit card. While CCs can be a slippery slope for a…
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What’s an Emergency Fund?
An emergency fund is exactly that, for emergencies! While many experts recommend $1000 as a starter emergency fund, in our current era, $1000 won’t get you very far. I would recommend saving at least $2000-$3000 as your starter emergency fund before paying off other debts aggressively and saving for other priorities. Nowadays, if your car…
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Budget Categories
Budgeting can seem like such a large task, but don’t be overwhelmed. Here is where it all begins. I personally use 8 overarching categories for our budget and within each one house a few subcategories to keep me organized and motivated: This category comes first on our budget because my husband and I tithe to…
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Budgeting 101
Budgeting tends to get a bad reputation in our world. I have literally had a friend say to me, “I just don’t want to budget right now in my life! It seems too restrictive!” This could not be further from the truth. My husband and I have been doing a monthly budget for 9+ years…
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Grocery Pickup
Any other grocery pickup lovers in the house? Grocery pickup has saved me hundreds of hours and thousands of dollars since I started using it in 2019. In 2019, I had two kids under 2 and grocery shopping with kids is not an enjoyable experience! It was right about when stores began to launch grocery…
