Tag: saving

  • How to Save with Kids

    Trying to give, save, invest, and make the most of your time with your kids can feel as overwhelming as it sounds. How can one possibly save money while raising kids? It seems like there are never-ending expenses: diapers, clothes, activities, school fees, food, entertainment, etc. These are just the day-to-day expenses and don’t even…

  • Buying a Car

    Chances are, buying a car will be the second biggest purchase you ever make. Besides buying a house, cars are one of the most expensive things we own, unless you have a hobby that requires expensive equipment. Sifting through pictures of cars and descriptions online can feel overwhelming. Showing up at a dealership with your…

  • Paying off Debt with Intensity

    With the inflation in the U.S. going nuts over the past year, it’s no wonder that most Americans are in more debt than ever. Whether you are indebted $500 or $50,000, it can seem like a dark cloud is looming over your head. It can be scary, especially if you have debt collectors calling or…

  • 18 Ways to Make Some Extra Cash

    We’ve all been there! It’s the holidays and we could use some extra funds or a big medical bill just arrived. The car won’t start and it needs repaired or we’ve been putting off a home repair and it just can’t wait any longer. Here are some tried and true ways to make some extra…

  • Why we use a Credit Card

    There’s a lot of debate in the financial world on the topic of credit cards. Some people are in the camp that any debt is bad debt and should be avoided at all costs. Others understand the perks and potential benefits of having a credit card. While CCs can be a slippery slope for a…

  • What’s an Emergency Fund?

    An emergency fund is exactly that, for emergencies! While many experts recommend $1000 as a starter emergency fund, in our current era, $1000 won’t get you very far. I would recommend saving at least $2000-$3000 as your starter emergency fund before paying off other debts aggressively and saving for other priorities. Nowadays, if your car…

  • Budget Categories

    Budgeting can seem like such a large task, but don’t be overwhelmed. Here is where it all begins. I personally use 8 overarching categories for our budget and within each one house a few subcategories to keep me organized and motivated: This category comes first on our budget because my husband and I tithe to…

  • Budgeting 101

    Budgeting tends to get a bad reputation in our world. I have literally had a friend say to me, “I just don’t want to budget right now in my life! It seems too restrictive!” This could not be further from the truth. My husband and I have been doing a monthly budget for 9+ years…